As the new year approaches, the last thing you’re probably thinking about is your health and dental insurance. However, since your insurance plan will reset in the new year, now is the ideal time to be thinking about any procedures you or a family member needs.
Whether you still need to go see your dentist near Hinsdale for a regular checkup or your child needs a cavity filled, here’s how to make sure you use your insurance benefits before it’s too late.
Check if You’ve Met Your Deductible
Since we’re near the end of the year, there’s a good chance you’ve met your deductible. If that’s the case, you can save a lot of money by scheduling cleanings with your dentist near Hinsdale or any other necessary procedures. Of course, you may still be on the hook for a copay, but that copay will be far less than you’ll pay if insurance doesn’t cover any of the cost of your procedure in the new year. For these reasons, it’s important to double-check to see if you’ve met your deductible.
Refill Your Prescriptions
If there’s any medication you take regularly for a chronic condition, it’s worth double-checking to find out if you need refills before the new year rolls around. Not only might there be complications with getting your prescription filled in the new year when your plan renews but you also might be able to save some money by getting your prescription filled before the end of the year.
Ask Your Dentist
Your dentist near Hinsdale knows exactly what you need to maximize your dental health. So ask him or her what procedures might benefit you before the end of the year. You’ll be glad you did when your year-end insurance benefits help you pay.